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23/09/2021

Derry car dealer ordered to pay compensation after being found guilty of fraud

Derry courthouse
A Derry fitness trainer and motor trader pleaded guilty today to two charges of fraud at Derry Magistrate’s Court. He was given a two year conditional discharge for each offence and ordered to pay compensation totalling £4,850. In a case brought by the Department for the Economy’s Trading Standards Service, Ciaran Marcus Coyle, formerly of Whitehouse Park, pleaded guilty to the charges under Section 2 of The Fraud Act. The investigation followed complaints from two consumers. The first consumer discovered that the Audi A4 he purchased from Coyle had been extensively damaged and written off as a category C insurance loss. At the time of sale Coyle told the consumer that there had been no other damage to the vehicle other than a minor scuff on the rear bumper. The second consumer traded in his BMW for a Vauxhall Astra VXR. Coyle failed to inform him that there was outstanding finance on the Vauxhall despite having previous knowledge of this. The issue only came to light when the consumer was contacted by the finance company, the legal owners of the vehicle, who threatened to repossess the car. Coyle used his girlfriend’s, at that time, Facebook page and mobile numbers to sell cars in an attempt to hide his identity from consumers. Angela Gilliland of the Trading Standards Service said: “Car dealers have a responsibility to ensure that all descriptions applied to vehicles are truthful and are not misleading to consumers.  It is the duty of the trader to ensure that checks are conducted on vehicles and the onus is on them to provide any important information to the consumer.”

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